Flexiwage offers its users the opportunity to track their budget and their spending.
You can set weekly, monthly or annual savings goals, for things like Christmas. Flexiwage is then set up to take the money from your wages and transfer it straight to your savings account. You can then monitor how you are doing against your plan. If you miss a month, Flexiwage will track that and you can modify your plan accordingly. You can set up multiple goals and track them all through Flexiwage.
Ann works part-time, around her kids’ school time. Her income is essential in terms of keeping her children fed and clothed. Her partner’s income covers the mortgage and the annual holiday. Things are tight, but they get by. They're most stretched around Christmas and summer holidays.
Using Flexiwage, Ann was able to analyse her spending, in a way she never had before. As a result, she modified her spending habits which has increased her ability to save for the ‘nice to haves.’